The Autumn Budget and Your Wealth

Montgomery Estate Planning Owner and Financial Adviser, Katy Baxter

Clear, calm guidance at a pivotal financial moment with Montgomery Estate Planning. Preserve. Protect. Pass On.

As the Autumn Budget on 26 November 2025 approaches, long-standing tax allowances and reliefs may be about to change. For retired families focused on maintaining and transferring wealth, the implications could be far-reaching.

Early commentary suggests potential shifts in key areas:

  • Inheritance Tax & Lifetime Gifting: The seven-year rule may be extended, or a lifetime gifting cap introduced. Rates and allowances may change.
  • Pensions & Death Benefits: Pension funds will soon fall within estates for Inheritance Tax purposes, with possible limits on tax-free lump sums.
  • Property, Capital Gains & Wealth Taxes: Expect discussion of higher CGT rates, reduced reliefs on main residences, and reform of stamp duty or rental income taxation.

To help you interpret what the Chancellor’s announcements mean for you, Montgomery Estate Planning invites you to an exclusive Post-Budget Briefing on Tuesday 2 December, 11-11.45am.

Expert advisers will:

  • Summarise key Budget outcomes
  • Explain how changes may affect financial and estate planning
  • Highlight strategic actions before the new tax year

A leading UK Fund Manager will also provide investment insight and market perspective.

All registrants will receive access to a recording and written summary, even if unable to attend live.

Reserve your place

Email help@montgomeryep.co.uk for your private Zoom link.

Montgomery Estate Planning — helping you protect capital, preserve independence, and plan your legacy with confidence.

PO Box 1650, Berkhamsted, Herts. HP4 9ES. 01442 816000. www.montgomeryep.co.uk

Montgomery Estate Planning Ltd is authorised and regulated by the Financial Conduct Authority (reference number 944236). Registered office address is 2 Manor Farm Court, Old Wolverton Road, Old Wolverton, Milton Keynes, MK12 5NN. Company number 12962917. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses are not able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.

Pictured: Owner and Financial Adviser, Katy Baxter